Faster claims. Built-in fraud checks. Zero IT delays. That's the new standard for claims management software.
With the rise of low-code/no-code claims management systems and platforms supercharged by AI, insurers have autonomy over the entire claims process. Yet many continue operating on fragmented systems, resulting in slow resolution and frustrated policy holders.
In this blog post, we will compare the top claims management software solutions and analyze features, benefits, and pricing to help you find the right fit for your organization’s needs.
Claims management software helps insurers manage claims faster, cost-effectively, and with fewer errors. It automates the entire process, from recording incidents and processing documents to calculating payments and managing settlements.
The best insurance claims management software solutions offer the following:
Given the unified visibility of these management systems, agents can access real-time claims data, reduce fraud, and stay on top of every case.
Here’s a brief overview of the top eight claims management software in the market today:
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Top 8 Claims Management Software |
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Claims Management Software |
Customer Support & Service |
Integration Capabilities |
Compliance & Security |
Customization & Flexibility |
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FlowForma |
✅Dedicated onboarding and training |
✅Native to Microsoft 365 & SharePoint; open APIs |
✅GDPR-read, supports DORA, full audit trails, versioning |
✅100% no-code; built for enterprise and SME business and IT users |
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Guidewire |
Enterprise-grade onboarding and support |
API-first ecosystem |
NAIC, ISO 27001, audit tracking |
IT-led customization; steep curve |
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BriteCore |
Support for small insurers |
Modular integration via API |
Focused on insurance compliance |
Limited self-service customization |
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Kissflow |
Chat and knowledge base |
Office 365, G-Suite, Zapier |
GDPR, SOC2 |
Low-code; geared toward SMBs |
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Nintex |
Paid support tiers |
Broad enterprise integrations |
SOC2, HIPAA |
Low-code; suited for dev teams |
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Pipefy |
Live support and CSMs |
CRM & ERP integrations via Zapier |
ISO 27001 |
Offers flexibility for non-tech teams |
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ProcessMaker |
Community + enterprise |
Built for dev-led customized workflows |
Varies by implementation |
Better for IT teams |
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Appian |
High-touch enterprise support |
Broad integration ecosystem |
FedRAMP, HIPAA, GDPR |
Flexible but requires IT buy-in |
The best claims management tools optimize claims handling and offer unmatched efficiency with reduced costs and IT dependencies. Let’s explore each tool in greater detail:
Best for: SharePoint Online or Office 365 users to digitize claims end-to-end 10X faster
FlowForma simplifies claims management by automating every step from intake to settlement, reducing manual effort, improving accuracy, and accelerating claim resolution, without needing any coding expertise.
Using FlowForma, organizations can automate forms to collect data in real time at every stage of a business process. This ensures accurate record-keeping and maintains a complete audit trail to support better decision-making. AI features help speed up form completion, making processes more efficient and allowing teams to focus more on higher-value work.
FlowForma all-in-one claims management software
Unlike traditional low-code claims management software that requires IT intervention or point solutions that address only one part of the claims journey, FlowForma empowers insurers to digitize the entire claims journey—intake, routing, fraud checks, and approvals. It’s also 10X faster for automating processes than competing low-code products.
Watch this insurance claim process demo to see how FlowForma uses AI Copilot to create a structured insurance claims process within seconds.
Create an insurance claim process using FlowForma’s AI Copilot
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Pros |
Cons |
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✅No coding required |
❌Requires Microsoft 365 and SharePoint |
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✅Rapid setup and customization of claims processes. |
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✅Adapts to growing business needs or changes in processes. |
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✅Transparent pricing |
FlowForma offers tiered subscription pricing based on the number of processes you wish to automate. Given below are the three pricing modules:
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Essentials |
Professional |
Enterprise |
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(Automate up to 3 processes) Starts from €2,067 / £1,724 / $2,180 p/m |
(Automate up to 30 processes) Starts from €2,900 / £2,400 / $3,060 p/m |
(For large enterprises that require widespread automation) |
Best for: High-volume P&C claims lifecycle orchestration
Guidewire ClaimsCenter is tailored for Property and Casualty (P&C) insurers. It offers end-to-end claims lifecycle management, from FNOL (First Notice of Loss) to claim closure.
Its dynamic business rules and integrated policy search capabilities facilitate efficient claim intake and evaluation.
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Pros |
Cons |
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✅ Industry standard with ready-made vendor integrations |
❌ Customization complexity can overwhelm users if poorly configured ( |
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✅ Core system handles basic claims with configurable added functions |
❌ Limited to one session per user |
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✅ Adapts to multiple business lines through configuration |
❌ Performance issues with large-volume invoice processing |
Not disclosed publicly.
Best for: Small P&C insurers needing agent + customer portals
BriteCore's claims management capabilities are built into its flexible, cloud-native policy administration system, tailored for the dynamic needs of property and casualty insurance. Owing to strong compliance and security, the platform protects sensitive claimant data while also supporting scalability.
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Pros |
Cons |
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✅User-friendly for admin and end users |
❌Limited physical presence; expansion and accessibility could improve |
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✅Strong customer support and community-driven development |
❌Non-critical support tickets take longer than expected to be addressed |
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✅Transparent communication and collaboration |
❌Some automation capabilities are still in development or on the product roadmap |
Not disclosed publicly.
Best for: Simple claims tracking with searchable documents
Kissflow handles insurance claim processes across registration, validation, approval, and reconciliation. The platform includes modules for claim data intake, document verification, assessment, and disbursal authorization.
Besides, the document management system includes centralized file storage, metadata- and keyword-based search functions, and configurable workflows for approvals and reviews.
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Pros |
Cons |
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✅Easy to customize reports and set up business processes |
❌Lacks some advanced features found in higher-end solutions |
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✅Smooth communication and item tracking across processes |
❌Occasional limitations when tailoring modules |
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✅Programming allows creating processes in short time |
❌Creating a document template is restrictive at some level |
Kissflow offers the following two pricing modules based on single-user and organizational requirements:
Kissflow’s tiered pricing
Best for: Automating claimant communication + risk scoring
Nintex’s AI-powered intelligent automation platform
Nintex aids in modernizing property and casualty claims workflows by automating routine tasks such as claimant communication and risk assessment. The platform allows you to build purpose-built applications and resolve queries in no time.
It automates several processes across claims management, including automated policy underwriting with consistent and accurate information capture.
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Pros |
Cons |
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✅ Provides a comprehensive roadmap with a focus on collaboratively digitizing processes through Nintex Promapp |
❌ Learning curve despite user-friendly interface |
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✅ Intuitive workflow builder |
❌ Does not support multiple languages and subscription aimed for large companies with voluminous processes |
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✅ Broad integration options expand workflow capabilities |
Not disclosed publicly. To learn more about its pricing plans, read Nintex Process Platform Pricing, Alternatives & More 2025
Best for: Guided AI-assisted claims intake at scale
Pipefy uses AI agents to automate and validate every step of claim processing. The platform provides guided, step-by-step claim requests, including a 360° view of your business with centralized information. It also offers real-time assistance across the policy completion process, from issuance to renewal.
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Pros |
Cons |
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✅ No-code platform requires only basic training |
❌Lacks a unified organizational dashboard with performance indicators |
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Various customizable fields, phases, and card relationships |
❌Complex and time-consuming registration process |
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✅ Visual process mapping through intuitive flowchart creation |
Pipefy offers tiered subscription pricing based on varied business and organizational needs. Given below are the four pricing modules:
Best for: Complex approval workflows with real-time tracking
ProcessMaker easily automates a variety of critical insurance workflows like P&C (property and casual) claims, group quote marketing, customer services, onboarding, etc. The platform captures, integrates, and validates claims information with the power and accuracy of AI automation and reduces errors due to manual data entry.
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Pros |
Cons |
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✅ Real-time tracking with advanced search and column-based task management |
❌ Limited flexibility for some expected basic functions |
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✅ Intuitive dashboards and reporting for document uploads |
❌ Process modeling needs better libraries and more accessible scripting support |
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✅ Responsive customer support with regular platform updates |
ProcessMaker offers the following three pricing modules for various automation requirements:
Best for: Connecting siloed claims data with AI fraud alerts
Appian's Connected Claims addresses slow settlements and rising customer expectations by connecting siloed data through Appian's data fabric for a unified, real-time view of claims.
It has a centralized case view to support fraud detection. In addition, it offers multi-channel reporting and transparent updates.
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Pros |
Cons |
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✅ Supportive user community |
❌ Lacks formal source control for collaboration |
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✅ Intuitive app building with simple deployment tools |
❌ Updates may render previous work incompatible |
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✅ Flexible integration of modern tech, including private AI |
❌ Initial learning investment despite long-term efficiency) |
Not disclosed publicly.
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Read more: Top 10 Appian Alternatives and Competitors in 2025 |
Consider the following factors before choosing the best software for your organization:
Look for tools offering AI assistants to drive efficiency. For instance, AI agents can perform specific actions like responding to claimant inquiries in real time, analyzing data and providing information to reduce workload on human agents.
The tool you choose should have the ability to tailor workflows for specific types of claims (e.g., insurance, healthcare, or workers' compensation) to match your unique business processes.
Look for tools that offer intelligent automation for repetitive tasks like claims registration, adjudication, and payment approval to improve efficiency, reduce errors, and speed up the claims process.
The tool you choose should have features that help identify fraudulent claims and assess risks, such as AI-driven analytics or predictive models, to minimize financial losses.
Look for tools with built-in compliance modules [e.g., Health Insurance Portability and Accountability Act (HIPAA) and EU’s Digital Operational Resilience Act (DORA) for healthcare] and features like audit trails, data encryption, and access control.
The software should also support region-specific insurance regulations, including standards set by the National Association of Insurance Commissioners (NAIC) in the United States.
Regular updates and compliance tracking ensure your operations stay aligned with evolving legal requirements.
Claims operations are moving fast and, according to a report by Mckinsey, over 50% of core claims activities will be automated by 2030.
FlowForma is the top choice for claims management, combining no-code flexibility with deep process automation, enabling insurers to digitize and streamline end-to-end claims workflows without heavy IT involvement.
From FNOL to resolution, FlowForma empowers business users to build, modify, and optimize processes in real time. With built-in compliance, audit trails, and integration capabilities, it enhances speed, transparency, and customer satisfaction.
Key features include:
Agentic AI delivers one-step claims intelligence across every part of the claims, underwriting, and customer service workflows. It goes beyond automation—using custom prompts, policy data, and business rules to generate expert, context-aware responses in real time.
With modular integration, it embeds seamlessly into every stage of the claims management process, from FNOL to settlement, and from customer support to fraud detection.
By defining intelligent rules, event-based triggers, and automated decision-making workflows, AI Copilot enables insurers to streamline specific claim stages—such as FNOL, document verification, and fraud flagging.
It helps eliminate manual bottlenecks, ensures regulatory compliance by automatically enforcing jurisdiction-specific rules (e.g., NAIC guidelines), and enhances the policyholder experience through faster response times, real-time status updates, and personalised communication.
Claims, operations, and compliance teams can build and launch digital and custom workflows without the need for technical skills. They just drag, drop, and deploy.
Insurers can launch their first claims process within hours, not months. For instance, AON completed its automation projects 18x faster using FlowForma, standardizing processes around a single repository.
Collaborative work management software tools such as FlowForma Collaborate, provide organizations with additional features and functionality to enable cross functional teams to collaborate on strategic initiatives (such as innovation, talent management and digital transformation) in a secure, collaborative and mobile way.
Instant integration with Microsoft 365, SharePoint, and third-party systems.
With FlowForma, you can launch your first claims process in hours, not months.
Sign up for a 7-day free trial today and catch FlowForma in action!